chop onion, carrot and bell pepper into bean size pieces
heat oil in a skillet on medium heat, then add minced garlic for about 30 seconds.
add the onion, carrot, bell pepper and saute them for about 3 minutes, stirring occasionally.
add the ground turkey and 1/2 tbsp of chili powder to the skillet mixture and cook about 3 minutes, stirring occasionally. meat will still be slightly pink. Drain.
add skillet contents (turkey/veggie mixture) to the crock-pot. add all remaining ingredients including spices.
Stir and set crock-pot on low for 3 hours so the flavors meld together. Add salt to taste.
Top with lite shredded cheese, avocado and Enjoy!